disconcerting

Things are frustrating. I went to the police station to get my criminal record check. They said it will take about four weeks to be returned - which means that I won't really be eligible to work until mid-September. This is a minor concern only, but frustrating nonetheless.

We've been working on getting home owners' insurance sorted out for the house we bought here but are going to be selling. The insurance company doesn't want to insure a house that has no one living in it. We have to arrange to have someone check on the house every other day and arrange to have some kind of cover put up over the windows in order to qualify to be insured. Again, not a big deal, but frustrating because we are trying to avoid having to fly back here during the sale of this property, and arranging these things long distance is a pain.

Lastly, the mortgage is becoming problematic. Because we are buying the Vancouver house BEFORE the sale of new house here, we will, in essence, be trying to carry two mortgages at once. Even though the other house is supposed to be sold minutes after it becomes our property (in an ideal world), the bank doesn't like the look of the two simultaneous mortgages, and has suddenly expressed concern. This is odd because we were upfront about what we were doing from the very beginning and never tried to conceal any of this. The mortgage specialists said it would be fine.

So, this problem has gone to our broker. He says it won't be a problem, just that we won't have second mortgage through the bank we'd initially expected to. He says he can work it out and plans to have a new set of arrangements made shortly. Still, it's nerve wracking to be dependent on someone else this way and to have extremely important financial arrangements fall apart without warning. It seems to me that the first bank should be liable to follow through with their promise to carry both mortgages, but I'm talking about "right and wrong" and "keeping promises", while they're talking about magical formulas that somehow no one bothered to work out until now. It's absurd. The mortgage broker says it's nothing to worry about but I won't really be able to take a breath until he lets us know what's he's figured out.

I'll be so glad when everything is settled and finished and we can recommence normal life.

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